Call report 2019Q4
CITIZENS BANK & TRUST — 2019Q4
The 22 measures CITIZENS BANK & TRUST reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 559,654,000 | USD | evidence → |
| Total loans | 359,075,000 | USD | evidence → |
| Allowance for loan losses | 5,008,000 | USD | evidence → |
| Securities available for sale | 136,855,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 476,600,000 | USD | evidence → |
| Interest-bearing deposits | 361,868,000 | USD | evidence → |
| Noninterest-bearing deposits | 114,732,000 | USD | evidence → |
| Equity capital | 55,923,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,631,000 | USD | evidence → |
| Interest expense | 4,530,000 | USD | evidence → |
| Net interest income | 18,101,000 | USD | evidence → |
| Noninterest income | 4,520,000 | USD | evidence → |
| Noninterest expense | 14,898,000 | USD | evidence → |
| Provision for loan losses | 1,479,000 | USD | evidence → |
| Pretax income | 6,254,000 | USD | evidence → |
| Income tax | 248,000 | USD | evidence → |
| Net income | 6,006,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 54,156,000 | USD | evidence → |
| Total capital | 59,121,000 | USD | evidence → |
| Risk-weighted assets | 397,206,000 | USD | evidence → |