Call report 2015Q4
CITIZENS BANK & TRUST — 2015Q4
The 22 measures CITIZENS BANK & TRUST reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 380,351,000 | USD | evidence → |
| Total loans | 250,928,000 | USD | evidence → |
| Allowance for loan losses | 3,050,000 | USD | evidence → |
| Securities available for sale | 91,686,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 313,457,000 | USD | evidence → |
| Interest-bearing deposits | 249,108,000 | USD | evidence → |
| Noninterest-bearing deposits | 64,349,000 | USD | evidence → |
| Equity capital | 36,394,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,117,000 | USD | evidence → |
| Interest expense | 1,647,000 | USD | evidence → |
| Net interest income | 13,470,000 | USD | evidence → |
| Noninterest income | 2,483,000 | USD | evidence → |
| Noninterest expense | 11,381,000 | USD | evidence → |
| Provision for loan losses | 750,000 | USD | evidence → |
| Pretax income | 3,928,000 | USD | evidence → |
| Income tax | 444,000 | USD | evidence → |
| Net income | 3,484,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,801,000 | USD | evidence → |
| Total capital | 38,851,000 | USD | evidence → |
| Risk-weighted assets | 286,624,000 | USD | evidence → |