Call report 2015Q1
CITIZENS BANK & TRUST — 2015Q1
The 22 measures CITIZENS BANK & TRUST reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 363,299,000 | USD | evidence → |
| Total loans | 242,259,000 | USD | evidence → |
| Allowance for loan losses | 3,098,000 | USD | evidence → |
| Securities available for sale | 85,439,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 307,657,000 | USD | evidence → |
| Interest-bearing deposits | 240,540,000 | USD | evidence → |
| Noninterest-bearing deposits | 67,117,000 | USD | evidence → |
| Equity capital | 35,106,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,736,000 | USD | evidence → |
| Interest expense | 400,000 | USD | evidence → |
| Net interest income | 3,336,000 | USD | evidence → |
| Noninterest income | 644,000 | USD | evidence → |
| Noninterest expense | 2,725,000 | USD | evidence → |
| Provision for loan losses | 375,000 | USD | evidence → |
| Pretax income | 880,000 | USD | evidence → |
| Income tax | 208,000 | USD | evidence → |
| Net income | 672,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,325,000 | USD | evidence → |
| Total capital | 37,423,000 | USD | evidence → |
| Risk-weighted assets | 279,573,000 | USD | evidence → |