Call report 2012Q4
CITIZENS BANK & TRUST — 2012Q4
The 22 measures CITIZENS BANK & TRUST reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 301,201,000 | USD | evidence → |
| Total loans | 206,731,000 | USD | evidence → |
| Allowance for loan losses | 2,705,000 | USD | evidence → |
| Securities available for sale | 63,898,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 252,969,000 | USD | evidence → |
| Interest-bearing deposits | 206,805,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,164,000 | USD | evidence → |
| Equity capital | 31,103,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,067,000 | USD | evidence → |
| Interest expense | 2,247,000 | USD | evidence → |
| Net interest income | 11,820,000 | USD | evidence → |
| Noninterest income | 2,002,000 | USD | evidence → |
| Noninterest expense | 9,459,000 | USD | evidence → |
| Provision for loan losses | 1,013,000 | USD | evidence → |
| Pretax income | 3,401,000 | USD | evidence → |
| Income tax | 772,000 | USD | evidence → |
| Net income | 2,629,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,228,000 | USD | evidence → |
| Total capital | 32,933,000 | USD | evidence → |
| Risk-weighted assets | 239,713,000 | USD | evidence → |