Call report 2009Q4
CITIZENS BANK & TRUST — 2009Q4
The 22 measures CITIZENS BANK & TRUST reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 283,199,000 | USD | evidence → |
| Total loans | 211,633,000 | USD | evidence → |
| Allowance for loan losses | 2,896,000 | USD | evidence → |
| Securities available for sale | 42,547,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 284,000 | USD | evidence → |
| Total deposits | 245,860,000 | USD | evidence → |
| Interest-bearing deposits | 216,217,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,643,000 | USD | evidence → |
| Equity capital | 24,598,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,547,000 | USD | evidence → |
| Interest expense | 5,344,000 | USD | evidence → |
| Net interest income | 9,203,000 | USD | evidence → |
| Noninterest income | 1,474,000 | USD | evidence → |
| Noninterest expense | 7,381,000 | USD | evidence → |
| Provision for loan losses | 2,325,000 | USD | evidence → |
| Pretax income | 479,000 | USD | evidence → |
| Income tax | 23,000 | USD | evidence → |
| Net income | 456,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,597,000 | USD | evidence → |
| Total capital | 28,457,000 | USD | evidence → |
| Risk-weighted assets | 227,980,000 | USD | evidence → |