Call report 2005Q1
CITIZENS BANK & TRUST — 2005Q1
The 22 measures CITIZENS BANK & TRUST reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 89,980,000 | USD | evidence → |
| Total loans | 52,293,000 | USD | evidence → |
| Allowance for loan losses | 750,000 | USD | evidence → |
| Securities available for sale | 21,447,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 77,825,000 | USD | evidence → |
| Interest-bearing deposits | 62,551,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,274,000 | USD | evidence → |
| Equity capital | 8,969,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,117,000 | USD | evidence → |
| Interest expense | 399,000 | USD | evidence → |
| Net interest income | 718,000 | USD | evidence → |
| Noninterest income | 109,000 | USD | evidence → |
| Noninterest expense | 747,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 5,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 5,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,296,000 | USD | evidence → |
| Total capital | 10,046,000 | USD | evidence → |
| Risk-weighted assets | 71,175,000 | USD | evidence → |