Call reports 2009
HERITAGE BANKING GROUP — 2009
What HERITAGE BANKING GROUP reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 246,154,000 | 256,756,000 | 260,796,000 | 256,420,000 |
| Total loans | 204,362,000 | 201,546,000 | 198,318,000 | 192,064,000 |
| Allowance for loan losses | 1,977,000 | 2,133,000 | 3,955,000 | 4,014,000 |
| Securities available for sale | 11,818,000 | 13,654,000 | 11,583,000 | 11,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,702,000 | 193,618,000 | 199,959,000 | 205,589,000 |
| Interest-bearing deposits | 160,771,000 | 172,376,000 | 175,620,000 | 184,048,000 |
| Noninterest-bearing deposits | 21,931,000 | 21,242,000 | 24,339,000 | 21,541,000 |
| Equity capital | 17,684,000 | 17,081,000 | 15,137,000 | 14,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,555,000 | 6,719,000 | 9,898,000 | 13,501,000 |
| Interest expense | 1,596,000 | 3,207,000 | 4,791,000 | 6,269,000 |
| Net interest income | 1,959,000 | 3,512,000 | 5,107,000 | 7,232,000 |
| Noninterest income | 402,000 | 856,000 | 1,585,000 | 1,635,000 |
| Noninterest expense | 1,929,000 | 4,068,000 | 6,082,000 | 7,886,000 |
| Provision for loan losses | 150,000 | 309,000 | 2,550,000 | 2,700,000 |
| Pretax income | 295,000 | 4,000 | -1,868,000 | -1,885,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 295,000 | 4,000 | -1,868,000 | -1,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,391,000 | 16,971,000 | 14,969,000 | 14,981,000 |
| Total capital | 19,368,000 | 19,105,000 | 17,544,000 | 17,501,000 |
| Risk-weighted assets | 212,964,000 | 206,565,000 | 204,618,000 | 200,132,000 |
Machine access — free, no API key
Every figure shown here about HERITAGE BANKING GROUP — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.