Call reports 2013
STERLING SAVINGS BANK — 2013
What STERLING SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 9,268,179,000 | 9,940,891,000 | 9,986,984,000 | 10,304,811,000 |
| Total loans | 6,773,401,000 | 7,307,805,000 | 7,399,583,000 | 7,595,105,000 |
| Allowance for loan losses | 149,672,000 | 141,949,000 | 138,698,000 | 137,298,000 |
| Securities available for sale | 1,471,394,000 | 1,538,710,000 | 1,498,205,000 | 1,429,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,528,385,000 | 6,568,719,000 | 6,801,227,000 | 7,033,469,000 |
| Interest-bearing deposits | 4,892,004,000 | 4,926,437,000 | 5,036,248,000 | 5,193,630,000 |
| Noninterest-bearing deposits | 1,636,381,000 | 1,642,282,000 | 1,764,979,000 | 1,839,839,000 |
| Equity capital | 1,437,229,000 | 1,404,690,000 | 1,410,172,000 | 1,407,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 92,174,000 | 188,096,000 | 286,014,000 | 386,459,000 |
| Interest expense | 12,419,000 | 24,561,000 | 36,988,000 | 48,970,000 |
| Net interest income | 79,755,000 | 163,535,000 | 249,026,000 | 337,489,000 |
| Noninterest income | 36,733,000 | 77,549,000 | 108,083,000 | 134,854,000 |
| Noninterest expense | 80,501,000 | 164,056,000 | 247,814,000 | 329,126,000 |
| Provision for loan losses | 0 | -2,600,000 | -4,700,000 | -5,200,000 |
| Pretax income | 35,987,000 | 79,628,000 | 113,995,000 | 148,417,000 |
| Income tax | 11,147,000 | 25,202,000 | 35,253,000 | 43,919,000 |
| Net income | 24,840,000 | 54,426,000 | 78,742,000 | 104,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,129,889,000 | 1,104,600,000 | 1,111,164,000 | 1,114,881,000 |
| Total capital | 1,211,384,000 | 1,191,489,000 | 1,203,947,000 | 1,211,368,000 |
| Risk-weighted assets | 6,443,429,000 | 6,886,551,000 | 7,367,251,000 | 7,667,014,000 |