Call reports 2012
STERLING SAVINGS BANK — 2012
What STERLING SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 9,519,269,000 | 9,594,939,000 | 9,476,778,000 | 9,246,172,000 |
| Total loans | 6,250,568,000 | 6,313,786,000 | 6,465,896,000 | 6,722,103,000 |
| Allowance for loan losses | 161,273,000 | 158,244,000 | 154,280,000 | 154,346,000 |
| Securities available for sale | 2,459,875,000 | 2,119,003,000 | 2,049,956,000 | 1,513,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,904,651,000 | 6,764,579,000 | 6,670,755,000 | 6,387,170,000 |
| Interest-bearing deposits | 5,436,252,000 | 5,256,988,000 | 5,030,299,000 | 4,733,376,000 |
| Noninterest-bearing deposits | 1,468,399,000 | 1,507,591,000 | 1,640,456,000 | 1,653,794,000 |
| Equity capital | 1,110,915,000 | 1,415,909,000 | 1,451,122,000 | 1,417,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 101,641,000 | 206,138,000 | 299,706,000 | 395,651,000 |
| Interest expense | 21,902,000 | 42,286,000 | 61,383,000 | 78,004,000 |
| Net interest income | 79,739,000 | 163,852,000 | 238,323,000 | 317,647,000 |
| Noninterest income | 30,833,000 | 74,210,000 | 119,791,000 | 171,592,000 |
| Noninterest expense | 90,067,000 | 183,279,000 | 270,909,000 | 393,239,000 |
| Provision for loan losses | 4,000,000 | 6,000,000 | 8,000,000 | 7,500,000 |
| Pretax income | 16,647,000 | 51,427,000 | 84,978,000 | 105,516,000 |
| Income tax | 0 | -268,684,000 | -268,684,000 | -274,700,000 |
| Net income | 16,647,000 | 320,111,000 | 353,662,000 | 380,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,005,841,000 | 1,097,834,000 | 1,131,674,000 | 1,100,443,000 |
| Total capital | 1,086,902,000 | 1,178,982,000 | 1,213,419,000 | 1,181,421,000 |
| Risk-weighted assets | 6,394,622,000 | 6,407,136,000 | 6,459,312,000 | 6,396,870,000 |