Call reports 2011
STERLING SAVINGS BANK — 2011
What STERLING SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 9,365,591,000 | 9,251,740,000 | 9,186,562,000 | 9,207,809,000 |
| Total loans | 5,691,445,000 | 5,798,603,000 | 5,856,236,000 | 5,792,448,000 |
| Allowance for loan losses | 232,944,000 | 212,088,000 | 186,195,000 | 177,458,000 |
| Securities available for sale | 2,808,025,000 | 2,493,998,000 | 2,446,517,000 | 2,547,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,776,709,000 | 6,601,649,000 | 6,448,106,000 | 6,454,092,000 |
| Interest-bearing deposits | 5,716,744,000 | 5,536,362,000 | 5,311,688,000 | 5,274,189,000 |
| Noninterest-bearing deposits | 1,059,965,000 | 1,065,287,000 | 1,136,418,000 | 1,179,903,000 |
| Equity capital | 979,606,000 | 1,008,129,000 | 1,067,691,000 | 1,089,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 105,560,000 | 210,319,000 | 314,250,000 | 414,628,000 |
| Interest expense | 28,004,000 | 54,020,000 | 79,044,000 | 102,963,000 |
| Net interest income | 77,556,000 | 156,299,000 | 235,206,000 | 311,665,000 |
| Noninterest income | 18,028,000 | 38,139,000 | 60,241,000 | 92,232,000 |
| Noninterest expense | 82,927,000 | 166,930,000 | 250,595,000 | 340,680,000 |
| Provision for loan losses | 10,000,000 | 22,500,000 | 26,500,000 | 28,500,000 |
| Pretax income | 8,658,000 | 19,306,000 | 32,650,000 | 50,953,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,658,000 | 19,306,000 | 32,650,000 | 50,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 976,027,000 | 986,114,000 | 999,680,000 | 1,019,016,000 |
| Total capital | 1,054,271,000 | 1,063,132,000 | 1,076,204,000 | 1,093,697,000 |
| Risk-weighted assets | 6,095,504,000 | 6,018,961,000 | 6,002,887,000 | 5,861,705,000 |