Call reports 2025
MIDWEST BANKCENTRE — 2025
What MIDWEST BANKCENTRE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,868,243,000 | 2,974,164,000 | 2,982,595,000 | 2,980,633,000 |
| Total loans | 2,303,243,000 | 2,404,634,000 | 2,424,279,000 | 2,413,300,000 |
| Allowance for loan losses | 32,046,000 | 33,422,000 | 35,100,000 | 31,123,000 |
| Securities available for sale | 298,756,000 | 292,536,000 | 313,754,000 | 319,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 3,886,000 | 3,367,000 | 3,116,000 | 2,939,000 |
| Total deposits | 2,394,382,000 | 2,486,440,000 | 2,487,454,000 | 2,459,375,000 |
| Interest-bearing deposits | 2,308,517,000 | 2,396,812,000 | 2,400,509,000 | 2,362,137,000 |
| Noninterest-bearing deposits | 85,865,000 | 89,628,000 | 86,945,000 | 97,238,000 |
| Equity capital | 324,622,000 | 337,193,000 | 346,582,000 | 369,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 37,216,000 | 75,876,000 | 117,415,000 | 158,479,000 |
| Interest expense | 14,432,000 | 29,320,000 | 44,975,000 | 59,782,000 |
| Net interest income | 22,784,000 | 46,556,000 | 72,440,000 | 98,697,000 |
| Noninterest income | 3,746,000 | 7,499,000 | 11,548,000 | 14,926,000 |
| Noninterest expense | 15,168,000 | 30,341,000 | 47,062,000 | 64,550,000 |
| Provision for loan losses | 1,020,000 | 2,590,000 | 4,360,000 | 6,750,000 |
| Pretax income | 10,342,000 | 21,044,000 | 32,608,000 | 40,595,000 |
| Income tax | 2,244,000 | 4,714,000 | 7,021,000 | 8,439,000 |
| Net income | 8,098,000 | 16,330,000 | 25,587,000 | 32,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 311,461,000 | 323,650,000 | 331,356,000 | 350,588,000 |
| Total capital | 342,832,000 | 356,334,000 | 363,957,000 | 382,611,000 |
| Risk-weighted assets | 2,508,030,000 | 2,613,076,000 | 2,604,629,000 | 2,635,733,000 |