Call reports 2008
MIDWEST BANKCENTRE — 2008
What MIDWEST BANKCENTRE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 992,588,000 | 1,038,596,000 | 1,028,758,000 | 1,042,275,000 |
| Total loans | 637,595,000 | 659,825,000 | 663,489,000 | 662,924,000 |
| Allowance for loan losses | 9,718,000 | 10,187,000 | 9,973,000 | 12,572,000 |
| Securities available for sale | 270,100,000 | 290,345,000 | 279,975,000 | 277,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 651,860,000 | 632,693,000 | 620,642,000 | 707,689,000 |
| Interest-bearing deposits | 545,103,000 | 522,376,000 | 509,810,000 | 578,625,000 |
| Noninterest-bearing deposits | 106,757,000 | 110,317,000 | 110,832,000 | 129,064,000 |
| Equity capital | 105,818,000 | 101,248,000 | 103,000,000 | 108,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 13,654,000 | 26,797,000 | 39,842,000 | 52,502,000 |
| Interest expense | 6,664,000 | 12,155,000 | 17,476,000 | 22,332,000 |
| Net interest income | 6,990,000 | 14,642,000 | 22,366,000 | 30,170,000 |
| Noninterest income | 1,760,000 | 3,429,000 | 5,071,000 | 6,887,000 |
| Noninterest expense | 5,950,000 | 11,839,000 | 17,738,000 | 23,424,000 |
| Provision for loan losses | 90,000 | 390,000 | 890,000 | 3,440,000 |
| Pretax income | 2,710,000 | 5,842,000 | 8,949,000 | 10,333,000 |
| Income tax | 687,000 | 1,498,000 | 2,252,000 | 1,311,000 |
| Net income | 2,023,000 | 4,344,000 | 6,697,000 | 9,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,942,000 | 103,183,000 | 104,450,000 | 105,194,000 |
| Total capital | 112,947,000 | 113,571,000 | 114,803,000 | 115,547,000 |
| Risk-weighted assets | 814,403,000 | 847,254,000 | 844,529,000 | 839,102,000 |