Call reports 2007
MIDWEST BANKCENTRE — 2007
What MIDWEST BANKCENTRE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 984,404,000 | 958,510,000 | 962,636,000 | 1,001,559,000 |
| Total loans | 632,369,000 | 623,496,000 | 622,442,000 | 651,891,000 |
| Allowance for loan losses | 10,186,000 | 10,217,000 | 10,167,000 | 10,117,000 |
| Securities available for sale | 274,705,000 | 261,329,000 | 266,849,000 | 263,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 662,166,000 | 608,730,000 | 615,156,000 | 676,848,000 |
| Interest-bearing deposits | 543,371,000 | 495,605,000 | 503,383,000 | 558,981,000 |
| Noninterest-bearing deposits | 118,795,000 | 113,125,000 | 111,773,000 | 117,867,000 |
| Equity capital | 99,312,000 | 98,126,000 | 101,505,000 | 103,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 14,519,000 | 28,802,000 | 43,122,000 | 57,401,000 |
| Interest expense | 7,608,000 | 15,017,000 | 22,530,000 | 29,871,000 |
| Net interest income | 6,911,000 | 13,785,000 | 20,592,000 | 27,530,000 |
| Noninterest income | 1,723,000 | 3,591,000 | 5,325,000 | 7,066,000 |
| Noninterest expense | 5,882,000 | 11,706,000 | 17,962,000 | 24,456,000 |
| Provision for loan losses | 75,000 | 75,000 | 0 | 0 |
| Pretax income | 2,677,000 | 5,591,000 | 7,951,000 | 10,134,000 |
| Income tax | 686,000 | 1,477,000 | 1,988,000 | 2,329,000 |
| Net income | 1,991,000 | 4,114,000 | 5,963,000 | 7,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,129,000 | 102,155,000 | 102,909,000 | 103,660,000 |
| Total capital | 110,944,000 | 111,840,000 | 112,566,000 | 113,777,000 |
| Risk-weighted assets | 814,553,000 | 808,703,000 | 803,359,000 | 842,914,000 |