Call reports 2006
MIDWEST BANKCENTRE — 2006
What MIDWEST BANKCENTRE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 986,137,000 | 969,211,000 | 977,449,000 | 1,042,976,000 |
| Total loans | 590,644,000 | 584,115,000 | 607,125,000 | 634,489,000 |
| Allowance for loan losses | 9,740,000 | 9,758,000 | 10,026,000 | 10,090,000 |
| Securities available for sale | 309,357,000 | 301,870,000 | 290,084,000 | 282,458,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 683,038,000 | 645,334,000 | 627,026,000 | 706,116,000 |
| Interest-bearing deposits | 621,237,000 | 523,760,000 | 505,548,000 | 575,720,000 |
| Noninterest-bearing deposits | 61,801,000 | 121,574,000 | 121,478,000 | 130,396,000 |
| Equity capital | 91,294,000 | 89,964,000 | 95,382,000 | 97,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 13,647,000 | 27,514,000 | 41,725,000 | 56,463,000 |
| Interest expense | 6,026,000 | 12,562,000 | 19,648,000 | 27,090,000 |
| Net interest income | 7,621,000 | 14,952,000 | 22,077,000 | 29,373,000 |
| Noninterest income | 1,842,000 | 3,587,000 | 5,103,000 | 6,832,000 |
| Noninterest expense | 6,286,000 | 12,431,000 | 18,621,000 | 24,808,000 |
| Provision for loan losses | 100,000 | 100,000 | 0 | 0 |
| Pretax income | 2,977,000 | 5,908,000 | 8,361,000 | 11,149,000 |
| Income tax | 810,000 | 1,603,000 | 2,191,000 | 2,917,000 |
| Net income | 2,167,000 | 4,305,000 | 6,170,000 | 8,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,734,000 | 97,271,000 | 98,538,000 | 100,002,000 |
| Total capital | 105,012,000 | 106,547,000 | 108,050,000 | 110,015,000 |
| Risk-weighted assets | 777,597,000 | 777,613,000 | 788,605,000 | 828,160,000 |