Call reports 2005
MIDWEST BANKCENTRE — 2005
What MIDWEST BANKCENTRE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 976,679,000 | 995,645,000 | 987,055,000 | 1,005,983,000 |
| Total loans | 592,892,000 | 597,387,000 | 601,021,000 | 618,378,000 |
| Allowance for loan losses | 9,466,000 | 9,667,000 | 9,865,000 | 9,773,000 |
| Securities available for sale | 304,356,000 | 312,343,000 | 305,727,000 | 305,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 682,496,000 | 675,203,000 | 661,483,000 | 737,632,000 |
| Interest-bearing deposits | 563,988,000 | 546,156,000 | 606,641,000 | 679,219,000 |
| Noninterest-bearing deposits | 118,508,000 | 129,047,000 | 54,842,000 | 58,413,000 |
| Equity capital | 87,445,000 | 92,416,000 | 91,786,000 | 91,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 11,248,000 | 23,201,000 | 35,584,000 | 48,601,000 |
| Interest expense | 3,852,000 | 8,259,000 | 13,328,000 | 18,906,000 |
| Net interest income | 7,396,000 | 14,942,000 | 22,256,000 | 29,695,000 |
| Noninterest income | 1,707,000 | 3,588,000 | 5,787,000 | 7,706,000 |
| Noninterest expense | 6,131,000 | 12,412,000 | 18,699,000 | 25,344,000 |
| Provision for loan losses | 425,000 | 616,000 | 767,000 | 817,000 |
| Pretax income | 2,550,000 | 5,500,000 | 8,576,000 | 11,239,000 |
| Income tax | 648,000 | 1,446,000 | 2,320,000 | 2,948,000 |
| Net income | 1,902,000 | 4,054,000 | 6,256,000 | 8,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,650,000 | 92,806,000 | 93,448,000 | 95,485,000 |
| Total capital | 99,845,000 | 102,143,000 | 102,843,000 | 105,131,000 |
| Risk-weighted assets | 735,362,000 | 746,633,000 | 751,118,000 | 771,539,000 |