Call reports 2003
MIDWEST BANKCENTRE — 2003
What MIDWEST BANKCENTRE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 926,944,000 | 917,386,000 | 918,861,000 | 938,274,000 |
| Total loans | 526,211,000 | 514,771,000 | 526,060,000 | 554,627,000 |
| Allowance for loan losses | 9,292,000 | 8,357,000 | 8,940,000 | 8,515,000 |
| Securities available for sale | 338,043,000 | 327,296,000 | 332,038,000 | 315,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 700,060,000 | 693,556,000 | 675,829,000 | 709,773,000 |
| Interest-bearing deposits | 655,206,000 | 575,385,000 | 567,358,000 | 595,705,000 |
| Noninterest-bearing deposits | 44,854,000 | 118,171,000 | 108,471,000 | 114,068,000 |
| Equity capital | 81,967,000 | 84,949,000 | 83,048,000 | 84,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 10,626,000 | 21,091,000 | 30,863,000 | 40,710,000 |
| Interest expense | 3,866,000 | 7,494,000 | 10,656,000 | 13,657,000 |
| Net interest income | 6,760,000 | 13,597,000 | 20,207,000 | 27,053,000 |
| Noninterest income | 2,319,000 | 4,733,000 | 7,053,000 | 8,783,000 |
| Noninterest expense | 6,372,000 | 12,919,000 | 19,176,000 | 24,662,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 2,400,000 |
| Pretax income | 2,463,000 | 4,791,000 | 7,209,000 | 10,050,000 |
| Income tax | 770,000 | 1,415,000 | 2,092,000 | 2,702,000 |
| Net income | 1,693,000 | 3,376,000 | 5,117,000 | 7,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,744,000 | 78,971,000 | 80,720,000 | 82,493,000 |
| Total capital | 85,821,000 | 86,974,000 | 88,716,000 | 90,906,000 |
| Risk-weighted assets | 644,962,000 | 639,925,000 | 638,735,000 | 672,898,000 |