Call reports 2024
FIRST TRUST BANK OF ILLINOIS — 2024
What FIRST TRUST BANK OF ILLINOIS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 373,484,000 | 359,922,000 | 366,921,000 | 368,877,000 |
| Total loans | 152,640,000 | 151,967,000 | 151,986,000 | 149,496,000 |
| Allowance for loan losses | 1,706,000 | 1,713,000 | 1,712,000 | 1,709,000 |
| Securities available for sale | 168,357,000 | 167,629,000 | 171,785,000 | 169,738,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,786,000 | 299,624,000 | 300,578,000 | 299,026,000 |
| Interest-bearing deposits | 255,152,000 | 247,105,000 | 245,320,000 | 246,338,000 |
| Noninterest-bearing deposits | 55,634,000 | 52,519,000 | 55,258,000 | 52,688,000 |
| Equity capital | 27,654,000 | 28,207,000 | 31,881,000 | 28,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,454,000 | 7,052,000 | 10,532,000 | 14,078,000 |
| Interest expense | 1,278,000 | 2,646,000 | 4,094,000 | 5,587,000 |
| Net interest income | 2,176,000 | 4,406,000 | 6,438,000 | 8,491,000 |
| Noninterest income | 231,000 | 474,000 | 712,000 | 874,000 |
| Noninterest expense | 1,621,000 | 3,237,000 | 4,818,000 | 6,462,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 786,000 | 1,643,000 | 2,332,000 | 2,903,000 |
| Income tax | 135,000 | 331,000 | 462,000 | 561,000 |
| Net income | 651,000 | 1,312,000 | 1,870,000 | 2,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,306,000 | 38,577,000 | 38,795,000 | 38,865,000 |
| Total capital | 40,046,000 | 40,324,000 | 40,541,000 | 40,608,000 |
| Risk-weighted assets | 250,191,000 | 245,911,000 | 244,916,000 | 257,612,000 |