Call reports 2022
FIRST TRUST BANK OF ILLINOIS — 2022
What FIRST TRUST BANK OF ILLINOIS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 394,689,000 | 363,779,000 | 365,012,000 | 362,955,000 |
| Total loans | 138,853,000 | 140,888,000 | 142,396,000 | 143,018,000 |
| Allowance for loan losses | 1,744,000 | 1,753,000 | 1,750,000 | 1,742,000 |
| Securities available for sale | 194,784,000 | 192,695,000 | 182,364,000 | 179,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,474,000 | 307,223,000 | 306,730,000 | 300,583,000 |
| Interest-bearing deposits | 245,603,000 | 242,406,000 | 239,281,000 | 235,412,000 |
| Noninterest-bearing deposits | 70,871,000 | 64,817,000 | 67,449,000 | 65,171,000 |
| Equity capital | 30,771,000 | 22,993,000 | 21,172,000 | 24,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,219,000 | 4,679,000 | 7,296,000 | 10,109,000 |
| Interest expense | 133,000 | 254,000 | 374,000 | 603,000 |
| Net interest income | 2,086,000 | 4,425,000 | 6,922,000 | 9,506,000 |
| Noninterest income | 239,000 | 506,000 | 803,000 | 1,332,000 |
| Noninterest expense | 1,538,000 | 3,012,000 | 4,442,000 | 5,950,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 777,000 | 1,909,000 | 3,273,000 | 4,878,000 |
| Income tax | 125,000 | 342,000 | 612,000 | 951,000 |
| Net income | 652,000 | 1,567,000 | 2,661,000 | 3,927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,113,000 | 33,688,000 | 34,390,000 | 35,316,000 |
| Total capital | 34,857,000 | 35,441,000 | 36,140,000 | 37,058,000 |
| Risk-weighted assets | 251,466,000 | 243,291,000 | 241,318,000 | 248,298,000 |