Call reports 2021
FIRST TRUST BANK OF ILLINOIS — 2021
What FIRST TRUST BANK OF ILLINOIS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 376,017,000 | 385,805,000 | 381,686,000 | 385,599,000 |
| Total loans | 144,067,000 | 144,027,000 | 141,901,000 | 139,011,000 |
| Allowance for loan losses | 1,617,000 | 1,649,000 | 1,678,000 | 1,735,000 |
| Securities available for sale | 166,848,000 | 174,343,000 | 183,859,000 | 189,502,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,767,000 | 291,215,000 | 295,720,000 | 305,111,000 |
| Interest-bearing deposits | 229,204,000 | 231,353,000 | 233,165,000 | 241,670,000 |
| Noninterest-bearing deposits | 60,563,000 | 59,862,000 | 62,555,000 | 63,441,000 |
| Equity capital | 36,277,000 | 37,165,000 | 37,861,000 | 37,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,385,000 | 4,672,000 | 7,222,000 | 9,504,000 |
| Interest expense | 229,000 | 422,000 | 594,000 | 742,000 |
| Net interest income | 2,156,000 | 4,250,000 | 6,628,000 | 8,762,000 |
| Noninterest income | 531,000 | 873,000 | 1,214,000 | 1,446,000 |
| Noninterest expense | 1,180,000 | 2,711,000 | 4,187,000 | 5,754,000 |
| Provision for loan losses | 31,000 | 63,000 | 94,000 | 150,000 |
| Pretax income | 1,476,000 | 2,349,000 | 3,561,000 | 4,304,000 |
| Income tax | 315,000 | 462,000 | 706,000 | 820,000 |
| Net income | 1,161,000 | 1,887,000 | 2,855,000 | 3,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,521,000 | 31,276,000 | 31,904,000 | 32,482,000 |
| Total capital | 32,138,000 | 32,925,000 | 33,582,000 | 34,217,000 |
| Risk-weighted assets | 248,690,000 | 241,779,000 | 246,139,000 | 239,204,000 |