Call reports 2020
FIRST TRUST BANK OF ILLINOIS — 2020
What FIRST TRUST BANK OF ILLINOIS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 302,677,000 | 338,840,000 | 342,385,000 | 352,652,000 |
| Total loans | 136,993,000 | 146,298,000 | 144,107,000 | 142,290,000 |
| Allowance for loan losses | 1,446,000 | 1,445,000 | 1,445,000 | 1,586,000 |
| Securities available for sale | 130,870,000 | 145,212,000 | 152,748,000 | 167,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,710,000 | 262,264,000 | 260,825,000 | 269,639,000 |
| Interest-bearing deposits | 201,126,000 | 210,303,000 | 211,378,000 | 216,938,000 |
| Noninterest-bearing deposits | 46,584,000 | 51,961,000 | 49,447,000 | 52,701,000 |
| Equity capital | 31,447,000 | 35,383,000 | 36,235,000 | 36,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,443,000 | 4,772,000 | 7,204,000 | 9,560,000 |
| Interest expense | 386,000 | 740,000 | 1,077,000 | 1,366,000 |
| Net interest income | 2,057,000 | 4,032,000 | 6,127,000 | 8,194,000 |
| Noninterest income | 248,000 | 645,000 | 1,184,000 | 1,664,000 |
| Noninterest expense | 1,891,000 | 4,030,000 | 5,489,000 | 6,952,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 437,000 | 694,000 | 1,869,000 | 2,753,000 |
| Income tax | 35,000 | 14,000 | 246,000 | 399,000 |
| Net income | 402,000 | 680,000 | 1,623,000 | 2,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,450,000 | 28,626,000 | 29,288,000 | 29,759,000 |
| Total capital | 29,896,000 | 30,071,000 | 30,733,000 | 31,345,000 |
| Risk-weighted assets | 199,787,000 | 228,959,000 | 231,556,000 | 237,577,000 |