Call reports 2019
FIRST TRUST BANK OF ILLINOIS — 2019
What FIRST TRUST BANK OF ILLINOIS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 238,432,000 | 242,397,000 | 233,546,000 | 306,050,000 |
| Total loans | 120,454,000 | 117,898,000 | 111,653,000 | 139,832,000 |
| Allowance for loan losses | 1,261,000 | 1,462,000 | 1,459,000 | 1,446,000 |
| Securities available for sale | 99,355,000 | 102,724,000 | 104,416,000 | 116,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,787,000 | 182,875,000 | 181,803,000 | 247,573,000 |
| Interest-bearing deposits | 150,871,000 | 151,856,000 | 150,138,000 | 194,133,000 |
| Noninterest-bearing deposits | 31,916,000 | 31,019,000 | 31,665,000 | 53,440,000 |
| Equity capital | 25,433,000 | 26,704,000 | 27,467,000 | 33,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,999,000 | 4,009,000 | 5,962,000 | 7,943,000 |
| Interest expense | 253,000 | 577,000 | 918,000 | 1,257,000 |
| Net interest income | 1,746,000 | 3,432,000 | 5,044,000 | 6,686,000 |
| Noninterest income | 144,000 | 298,000 | 486,000 | 681,000 |
| Noninterest expense | 1,120,000 | 2,219,000 | 3,250,000 | 4,279,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 200,000 |
| Pretax income | 770,000 | 1,312,000 | 2,081,000 | 2,904,000 |
| Income tax | 146,000 | 225,000 | 366,000 | 482,000 |
| Net income | 624,000 | 1,087,000 | 1,715,000 | 2,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,608,000 | 25,687,000 | 26,065,000 | 28,434,000 |
| Total capital | 26,869,000 | 27,149,000 | 27,524,000 | 29,880,000 |
| Risk-weighted assets | 174,328,000 | 174,640,000 | 168,776,000 | 212,352,000 |