Call reports 2018
FIRST TRUST BANK OF ILLINOIS — 2018
What FIRST TRUST BANK OF ILLINOIS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 234,629,000 | 235,277,000 | 240,803,000 | 242,470,000 |
| Total loans | 111,604,000 | 116,701,000 | 119,034,000 | 121,981,000 |
| Allowance for loan losses | 1,179,000 | 1,277,000 | 1,277,000 | 1,261,000 |
| Securities available for sale | 103,095,000 | 99,619,000 | 94,691,000 | 96,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,843,000 | 175,799,000 | 178,674,000 | 183,335,000 |
| Interest-bearing deposits | 150,674,000 | 146,552,000 | 148,215,000 | 150,842,000 |
| Noninterest-bearing deposits | 30,169,000 | 29,247,000 | 30,459,000 | 32,493,000 |
| Equity capital | 23,435,000 | 23,682,000 | 23,558,000 | 24,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,807,000 | 3,680,000 | 5,594,000 | 7,598,000 |
| Interest expense | 129,000 | 294,000 | 491,000 | 719,000 |
| Net interest income | 1,678,000 | 3,386,000 | 5,103,000 | 6,879,000 |
| Noninterest income | 156,000 | 318,000 | 481,000 | 615,000 |
| Noninterest expense | 1,119,000 | 2,293,000 | 3,408,000 | 4,479,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 200,000 |
| Pretax income | 715,000 | 1,211,000 | 1,993,000 | 2,832,000 |
| Income tax | 130,000 | 200,000 | 354,000 | 481,000 |
| Net income | 585,000 | 1,011,000 | 1,639,000 | 2,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,373,000 | 24,799,000 | 25,043,000 | 25,369,000 |
| Total capital | 25,552,000 | 26,076,000 | 26,320,000 | 26,630,000 |
| Risk-weighted assets | 170,532,000 | 175,834,000 | 176,019,000 | 181,063,000 |