Call reports 2016
FIRST TRUST BANK OF ILLINOIS — 2016
What FIRST TRUST BANK OF ILLINOIS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 248,316,000 | 237,973,000 | 235,573,000 | 237,194,000 |
| Total loans | 91,918,000 | 93,188,000 | 95,186,000 | 93,760,000 |
| Allowance for loan losses | 958,000 | 1,060,000 | 1,161,000 | 1,212,000 |
| Securities available for sale | 124,410,000 | 127,037,000 | 124,507,000 | 120,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,899,000 | 178,666,000 | 177,964,000 | 178,933,000 |
| Interest-bearing deposits | 157,316,000 | 152,189,000 | 150,290,000 | 150,449,000 |
| Noninterest-bearing deposits | 27,583,000 | 26,477,000 | 27,674,000 | 28,484,000 |
| Equity capital | 24,953,000 | 25,661,000 | 25,689,000 | 23,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,816,000 | 3,609,000 | 5,399,000 | 7,156,000 |
| Interest expense | 106,000 | 208,000 | 309,000 | 407,000 |
| Net interest income | 1,710,000 | 3,401,000 | 5,090,000 | 6,749,000 |
| Noninterest income | 162,000 | 343,000 | 523,000 | 681,000 |
| Noninterest expense | 1,121,000 | 2,193,000 | 3,256,000 | 4,244,000 |
| Provision for loan losses | 0 | 100,000 | 200,000 | 250,000 |
| Pretax income | 847,000 | 1,549,000 | 2,255,000 | 3,034,000 |
| Income tax | 185,000 | 317,000 | 455,000 | 618,000 |
| Net income | 662,000 | 1,232,000 | 1,800,000 | 2,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,181,000 | 23,359,000 | 23,533,000 | 23,755,000 |
| Total capital | 24,139,000 | 24,419,000 | 24,694,000 | 24,967,000 |
| Risk-weighted assets | 166,412,000 | 174,956,000 | 162,818,000 | 161,889,000 |