Call reports 2015
FIRST TRUST BANK OF ILLINOIS — 2015
What FIRST TRUST BANK OF ILLINOIS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 231,708,000 | 224,131,000 | 231,040,000 | 242,119,000 |
| Total loans | 90,016,000 | 89,635,000 | 93,392,000 | 93,705,000 |
| Allowance for loan losses | 970,000 | 969,000 | 958,000 | 954,000 |
| Securities available for sale | 114,266,000 | 115,430,000 | 116,815,000 | 119,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,094,000 | 176,561,000 | 176,486,000 | 181,736,000 |
| Interest-bearing deposits | 155,447,000 | 152,944,000 | 152,859,000 | 154,428,000 |
| Noninterest-bearing deposits | 24,647,000 | 23,617,000 | 23,627,000 | 27,308,000 |
| Equity capital | 24,816,000 | 23,873,000 | 24,394,000 | 24,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,797,000 | 3,553,000 | 5,347,000 | 7,180,000 |
| Interest expense | 116,000 | 231,000 | 345,000 | 455,000 |
| Net interest income | 1,681,000 | 3,322,000 | 5,002,000 | 6,725,000 |
| Noninterest income | 164,000 | 345,000 | 539,000 | 686,000 |
| Noninterest expense | 1,128,000 | 2,252,000 | 3,370,000 | 4,482,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 728,000 | 1,426,000 | 2,182,000 | 2,951,000 |
| Income tax | 147,000 | 279,000 | 432,000 | 558,000 |
| Net income | 581,000 | 1,147,000 | 1,750,000 | 2,393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,083,000 | 22,870,000 | 23,083,000 | 23,307,000 |
| Total capital | 24,053,000 | 23,839,000 | 24,041,000 | 24,261,000 |
| Risk-weighted assets | 139,087,000 | 136,613,000 | 155,544,000 | 130,424,000 |