Call reports 2003
FIRST TRUST BANK OF ILLINOIS — 2003
What FIRST TRUST BANK OF ILLINOIS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 116,326,000 | 115,503,000 | 114,616,000 | 115,997,000 |
| Total loans | 54,225,000 | 54,052,000 | 55,746,000 | 58,913,000 |
| Allowance for loan losses | 597,000 | 608,000 | 620,000 | 633,000 |
| Securities available for sale | 44,398,000 | 51,223,000 | 51,497,000 | 48,313,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,112,000 | 95,359,000 | 90,039,000 | 92,866,000 |
| Interest-bearing deposits | 85,960,000 | 82,357,000 | 80,581,000 | 83,889,000 |
| Noninterest-bearing deposits | 10,152,000 | 13,001,000 | 9,458,000 | 8,977,000 |
| Equity capital | 8,705,000 | 8,898,000 | 8,812,000 | 9,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,213,000 | 2,394,000 | 3,516,000 | 4,708,000 |
| Interest expense | 514,000 | 1,006,000 | 1,457,000 | 1,905,000 |
| Net interest income | 699,000 | 1,388,000 | 2,059,000 | 2,803,000 |
| Noninterest income | 154,000 | 370,000 | 580,000 | 853,000 |
| Noninterest expense | 593,000 | 1,168,000 | 1,768,000 | 2,458,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 298,000 | 606,000 | 877,000 | 1,199,000 |
| Income tax | 86,000 | 180,000 | 253,000 | 345,000 |
| Net income | 212,000 | 426,000 | 624,000 | 854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,381,000 | 8,595,000 | 8,793,000 | 9,009,000 |
| Total capital | 8,978,000 | 9,203,000 | 9,413,000 | 9,642,000 |
| Risk-weighted assets | 66,808,000 | 66,629,000 | 67,680,000 | 70,019,000 |