Call reports 2015
FIRST NATIONAL BANK OF HEBBRONVILLE, THE — 2015
What FIRST NATIONAL BANK OF HEBBRONVILLE, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 145,496,000 | 139,496,000 | 135,551,000 | 133,379,000 |
| Total loans | 36,213,000 | 35,854,000 | 35,860,000 | 34,897,000 |
| Allowance for loan losses | 240,000 | 247,000 | 254,000 | 212,000 |
| Securities available for sale | 85,670,000 | 84,452,000 | 77,864,000 | 78,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,312,000 | 121,651,000 | 117,108,000 | 115,066,000 |
| Interest-bearing deposits | 111,913,000 | 106,766,000 | 102,297,000 | 98,439,000 |
| Noninterest-bearing deposits | 15,399,000 | 14,885,000 | 14,811,000 | 16,627,000 |
| Equity capital | 17,244,000 | 16,847,000 | 17,429,000 | 17,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,154,000 | 2,286,000 | 3,384,000 | 4,515,000 |
| Interest expense | 202,000 | 400,000 | 590,000 | 774,000 |
| Net interest income | 952,000 | 1,886,000 | 2,794,000 | 3,741,000 |
| Noninterest income | 226,000 | 451,000 | 693,000 | 942,000 |
| Noninterest expense | 583,000 | 1,194,000 | 1,779,000 | 2,393,000 |
| Provision for loan losses | 2,000 | 75,000 | 120,000 | 128,000 |
| Pretax income | 593,000 | 1,068,000 | 1,600,000 | 2,174,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 593,000 | 1,068,000 | 1,600,000 | 2,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,967,000 | 15,245,000 | 15,615,000 | 15,909,000 |
| Total capital | 15,207,000 | 15,492,000 | 15,869,000 | 16,121,000 |
| Risk-weighted assets | 52,539,000 | 51,053,000 | 49,316,000 | 42,270,000 |