Call reports 2010
FIRST NATIONAL BANK OF HEBBRONVILLE, THE — 2010
What FIRST NATIONAL BANK OF HEBBRONVILLE, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 113,473,000 | 113,952,000 | 119,203,000 | 120,094,000 |
| Total loans | 22,172,000 | 20,728,000 | 22,075,000 | 20,549,000 |
| Allowance for loan losses | 219,000 | 322,000 | 309,000 | 351,000 |
| Securities available for sale | 77,613,000 | 84,585,000 | 85,476,000 | 90,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,734,000 | 96,276,000 | 101,068,000 | 103,292,000 |
| Interest-bearing deposits | 83,000,000 | 83,407,000 | 88,770,000 | 91,370,000 |
| Noninterest-bearing deposits | 13,734,000 | 12,869,000 | 12,298,000 | 11,922,000 |
| Equity capital | 15,134,000 | 16,127,000 | 16,681,000 | 15,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,186,000 | 2,369,000 | 3,405,000 | 4,476,000 |
| Interest expense | 365,000 | 720,000 | 1,074,000 | 1,420,000 |
| Net interest income | 821,000 | 1,649,000 | 2,331,000 | 3,056,000 |
| Noninterest income | 195,000 | 398,000 | 664,000 | 873,000 |
| Noninterest expense | 549,000 | 1,126,000 | 1,685,000 | 2,224,000 |
| Provision for loan losses | 0 | 95,000 | 95,000 | 140,000 |
| Pretax income | 469,000 | 843,000 | 1,228,000 | 1,578,000 |
| Income tax | 78,000 | 78,000 | 78,000 | 8,000 |
| Net income | 391,000 | 765,000 | 1,150,000 | 1,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,534,000 | 13,793,000 | 14,018,000 | 14,231,000 |
| Total capital | 13,753,000 | 14,115,000 | 14,327,000 | 14,582,000 |
| Risk-weighted assets | 42,250,000 | 40,922,000 | 43,500,000 | 42,006,000 |