Call reports 2008
FIRST NATIONAL BANK OF HEBBRONVILLE, THE — 2008
What FIRST NATIONAL BANK OF HEBBRONVILLE, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 109,348,000 | 96,549,000 | 94,153,000 | 103,061,000 |
| Total loans | 23,690,000 | 23,206,000 | 23,509,000 | 22,440,000 |
| Allowance for loan losses | 194,000 | 230,000 | 222,000 | 229,000 |
| Securities available for sale | 68,324,000 | 62,668,000 | 57,742,000 | 70,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,720,000 | 81,111,000 | 79,388,000 | 87,642,000 |
| Interest-bearing deposits | 81,572,000 | 69,982,000 | 68,974,000 | 76,980,000 |
| Noninterest-bearing deposits | 11,148,000 | 11,129,000 | 10,414,000 | 10,662,000 |
| Equity capital | 13,797,000 | 12,657,000 | 12,489,000 | 13,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,411,000 | 2,752,000 | 3,950,000 | 5,136,000 |
| Interest expense | 736,000 | 1,302,000 | 1,800,000 | 2,280,000 |
| Net interest income | 675,000 | 1,450,000 | 2,150,000 | 2,856,000 |
| Noninterest income | 199,000 | 401,000 | 596,000 | 823,000 |
| Noninterest expense | 489,000 | 977,000 | 1,361,000 | 1,870,000 |
| Provision for loan losses | 30,000 | 74,000 | 82,000 | 92,000 |
| Pretax income | 371,000 | 816,000 | 228,000 | 312,000 |
| Income tax | 44,000 | 110,000 | 0 | 0 |
| Net income | 327,000 | 706,000 | 228,000 | 312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,238,000 | 13,264,000 | 13,135,000 | 12,670,000 |
| Total capital | 13,432,000 | 13,494,000 | 13,359,000 | 12,899,000 |
| Risk-weighted assets | 45,410,000 | 42,828,000 | 42,004,000 | 41,569,000 |