Call reports 2007
FIRST NATIONAL BANK OF HEBBRONVILLE, THE — 2007
What FIRST NATIONAL BANK OF HEBBRONVILLE, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 114,184,000 | 106,096,000 | 97,384,000 | 109,567,000 |
| Total loans | 17,870,000 | 19,465,000 | 20,441,000 | 23,810,000 |
| Allowance for loan losses | 207,000 | 174,000 | 171,000 | 172,000 |
| Securities available for sale | 82,392,000 | 78,702,000 | 69,739,000 | 68,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,694,000 | 91,156,000 | 79,276,000 | 93,763,000 |
| Interest-bearing deposits | 88,176,000 | 81,638,000 | 69,178,000 | 83,424,000 |
| Noninterest-bearing deposits | 10,518,000 | 9,518,000 | 10,098,000 | 10,339,000 |
| Equity capital | 12,943,000 | 12,053,000 | 12,948,000 | 12,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,510,000 | 2,957,000 | 4,345,000 | 5,724,000 |
| Interest expense | 994,000 | 1,916,000 | 2,718,000 | 3,498,000 |
| Net interest income | 516,000 | 1,041,000 | 1,627,000 | 2,226,000 |
| Noninterest income | 199,000 | 409,000 | 622,000 | 836,000 |
| Noninterest expense | 457,000 | 873,000 | 1,321,000 | 1,792,000 |
| Provision for loan losses | 0 | 4,000 | 7,000 | 11,000 |
| Pretax income | 258,000 | 573,000 | 930,000 | 1,268,000 |
| Income tax | 32,000 | 71,000 | 60,000 | 95,000 |
| Net income | 226,000 | 502,000 | 870,000 | 1,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,196,000 | 13,207,000 | 13,562,000 | 12,932,000 |
| Total capital | 13,403,000 | 13,381,000 | 13,733,000 | 13,104,000 |
| Risk-weighted assets | 40,875,000 | 40,678,000 | 39,362,000 | 47,967,000 |