Call reports 2005
FIRST NATIONAL BANK OF HEBBRONVILLE, THE — 2005
What FIRST NATIONAL BANK OF HEBBRONVILLE, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 91,060,000 | 86,115,000 | 84,332,000 | 106,891,000 |
| Total loans | 16,304,000 | 14,491,000 | 14,860,000 | 14,781,000 |
| Allowance for loan losses | 236,000 | 220,000 | 205,000 | 179,000 |
| Securities available for sale | 67,219,000 | 64,931,000 | 60,895,000 | 77,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,991,000 | 70,523,000 | 68,712,000 | 92,656,000 |
| Interest-bearing deposits | 67,401,000 | 59,837,000 | 58,974,000 | 81,347,000 |
| Noninterest-bearing deposits | 8,590,000 | 10,686,000 | 9,738,000 | 11,309,000 |
| Equity capital | 13,110,000 | 13,490,000 | 13,583,000 | 12,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,087,000 | 2,133,000 | 3,147,000 | 4,319,000 |
| Interest expense | 360,000 | 714,000 | 1,060,000 | 1,553,000 |
| Net interest income | 727,000 | 1,419,000 | 2,087,000 | 2,766,000 |
| Noninterest income | 161,000 | 293,000 | 462,000 | 630,000 |
| Noninterest expense | 388,000 | 762,000 | 1,193,000 | 1,633,000 |
| Provision for loan losses | 3,000 | 5,000 | 7,000 | 8,000 |
| Pretax income | 488,000 | 934,000 | 1,333,000 | 1,739,000 |
| Income tax | 62,000 | 123,000 | 167,000 | 212,000 |
| Net income | 426,000 | 811,000 | 1,166,000 | 1,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,983,000 | 13,091,000 | 13,436,000 | 12,828,000 |
| Total capital | 13,219,000 | 13,311,000 | 13,641,000 | 13,007,000 |
| Risk-weighted assets | 34,069,000 | 31,352,000 | 31,441,000 | 59,780,000 |