Call reports 2004
FIRST NATIONAL BANK OF HEBBRONVILLE, THE — 2004
What FIRST NATIONAL BANK OF HEBBRONVILLE, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 90,030,000 | 79,366,000 | 81,058,000 | 94,782,000 |
| Total loans | 16,613,000 | 16,353,000 | 15,749,000 | 16,636,000 |
| Allowance for loan losses | 194,000 | 218,000 | 152,000 | 209,000 |
| Securities available for sale | 61,753,000 | 53,740,000 | 55,500,000 | 68,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,505,000 | 64,106,000 | 64,341,000 | 78,840,000 |
| Interest-bearing deposits | 62,809,000 | 55,987,000 | 56,207,000 | 70,896,000 |
| Noninterest-bearing deposits | 9,696,000 | 8,119,000 | 8,134,000 | 7,944,000 |
| Equity capital | 14,214,000 | 12,748,000 | 13,900,000 | 13,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 986,000 | 1,943,000 | 2,874,000 | 3,874,000 |
| Interest expense | 207,000 | 403,000 | 617,000 | 907,000 |
| Net interest income | 779,000 | 1,540,000 | 2,257,000 | 2,967,000 |
| Noninterest income | 131,000 | 286,000 | 425,000 | 474,000 |
| Noninterest expense | 398,000 | 809,000 | 1,269,000 | 1,661,000 |
| Provision for loan losses | 30,000 | 55,000 | 55,000 | 115,000 |
| Pretax income | 482,000 | 962,000 | 1,358,000 | 1,687,000 |
| Income tax | 53,000 | 121,000 | 152,000 | 104,000 |
| Net income | 429,000 | 841,000 | 1,206,000 | 1,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,700,000 | 12,755,000 | 13,157,000 | 12,640,000 |
| Total capital | 12,894,000 | 12,973,000 | 13,309,000 | 12,849,000 |
| Risk-weighted assets | 35,651,000 | 32,827,000 | 51,492,000 | 56,690,000 |