Call reports 2016
HOME SAVINGS BANK — 2016
What HOME SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 24,063,000 | 23,838,000 |
| Total loans | 18,107,000 | 18,458,000 |
| Allowance for loan losses | 212,000 | 213,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 22,444,000 | 22,499,000 |
| Interest-bearing deposits | 19,801,000 | 19,084,000 |
| Noninterest-bearing deposits | 2,643,000 | 3,415,000 |
| Equity capital | 1,562,000 | 1,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 201,000 | 405,000 |
| Interest expense | 26,000 | 52,000 |
| Net interest income | 175,000 | 353,000 |
| Noninterest income | 12,000 | -88,000 |
| Noninterest expense | 268,000 | 619,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -81,000 | -354,000 |
| Income tax | 0 | -1,000 |
| Net income | -81,000 | -353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 1,562,000 | 1,291,000 |
| Total capital | 1,742,000 | 1,464,000 |
| Risk-weighted assets | 14,395,000 | 13,851,000 |