Call reports 2015
HOME SAVINGS BANK — 2015
What HOME SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 24,978,000 | 24,933,000 | 24,686,000 | 24,365,000 |
| Total loans | 17,862,000 | 17,844,000 | 17,433,000 | 18,053,000 |
| Allowance for loan losses | 211,000 | 211,000 | 211,000 | 211,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,842,000 | 22,828,000 | 22,612,000 | 22,640,000 |
| Interest-bearing deposits | 20,292,000 | 20,309,000 | 19,924,000 | 20,069,000 |
| Noninterest-bearing deposits | 2,550,000 | 2,519,000 | 2,688,000 | 2,571,000 |
| Equity capital | 2,079,000 | 2,040,000 | 1,992,000 | 1,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 203,000 | 405,000 | 604,000 | 806,000 |
| Interest expense | 26,000 | 52,000 | 79,000 | 106,000 |
| Net interest income | 177,000 | 353,000 | 525,000 | 700,000 |
| Noninterest income | 38,000 | 61,000 | 91,000 | 110,000 |
| Noninterest expense | 276,000 | 529,000 | 790,000 | 1,065,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -61,000 | -115,000 | -174,000 | -255,000 |
| Income tax | -8,000 | -23,000 | -34,000 | 233,000 |
| Net income | -53,000 | -92,000 | -140,000 | -488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,822,000 | 1,761,000 | 1,695,000 | 1,644,000 |
| Total capital | 2,002,000 | 1,940,000 | 1,872,000 | 1,825,000 |
| Risk-weighted assets | 14,384,000 | 14,162,000 | 13,957,000 | 14,507,000 |