Call reports 2012
HOME SAVINGS BANK — 2012
What HOME SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 32,015,000 | 30,913,000 | 31,521,000 | 30,195,000 |
| Total loans | 23,812,000 | 23,331,000 | 22,805,000 | 21,919,000 |
| Allowance for loan losses | 325,000 | 326,000 | 317,000 | 283,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,184,000 | 28,252,000 | 28,854,000 | 27,609,000 |
| Interest-bearing deposits | 27,204,000 | 26,837,000 | 26,302,000 | 25,789,000 |
| Noninterest-bearing deposits | 1,980,000 | 1,415,000 | 2,552,000 | 1,820,000 |
| Equity capital | 2,646,000 | 2,603,000 | 2,602,000 | 2,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 277,000 | 502,000 | 772,000 | 1,012,000 |
| Interest expense | 72,000 | 140,000 | 203,000 | 260,000 |
| Net interest income | 205,000 | 362,000 | 569,000 | 752,000 |
| Noninterest income | 51,000 | 95,000 | 149,000 | 195,000 |
| Noninterest expense | 245,000 | 495,000 | 772,000 | 1,056,000 |
| Provision for loan losses | 6,000 | 16,000 | 16,000 | 16,000 |
| Pretax income | 5,000 | -54,000 | -70,000 | -125,000 |
| Income tax | 0 | -16,000 | -31,000 | -34,000 |
| Net income | 5,000 | -38,000 | -39,000 | -91,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,646,000 | 2,603,000 | 2,602,000 | 2,550,000 |
| Total capital | 2,865,000 | 2,809,000 | 2,806,000 | 2,748,000 |
| Risk-weighted assets | 16,632,000 | 16,415,000 | 16,252,000 | 15,752,000 |