Call reports 2007
BANKTRUST — 2007
What BANKTRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 398,421,000 | 383,486,000 | 354,162,000 | 334,295,000 |
| Total loans | 300,610,000 | 280,633,000 | 278,033,000 | 273,417,000 |
| Allowance for loan losses | 5,389,000 | 5,480,000 | 5,573,000 | 5,042,000 |
| Securities available for sale | 8,052,000 | 10,684,000 | 10,824,000 | 10,682,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,172,000 | 291,699,000 | 236,194,000 | 218,813,000 |
| Interest-bearing deposits | 272,888,000 | 257,574,000 | 209,414,000 | 197,843,000 |
| Noninterest-bearing deposits | 33,284,000 | 34,125,000 | 26,780,000 | 20,970,000 |
| Equity capital | 56,666,000 | 57,047,000 | 57,662,000 | 56,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,858,000 | 13,554,000 | 19,926,000 | 25,723,000 |
| Interest expense | 3,629,000 | 7,183,000 | 10,289,000 | 13,215,000 |
| Net interest income | 3,229,000 | 6,371,000 | 9,637,000 | 12,508,000 |
| Noninterest income | 452,000 | 936,000 | 1,401,000 | 1,526,000 |
| Noninterest expense | 2,451,000 | 4,813,000 | 7,362,000 | 9,687,000 |
| Provision for loan losses | 381,000 | 1,216,000 | 1,594,000 | 4,470,000 |
| Pretax income | 849,000 | 1,278,000 | 2,082,000 | -123,000 |
| Income tax | 292,000 | 432,000 | 704,000 | -186,000 |
| Net income | 557,000 | 846,000 | 1,378,000 | 63,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,159,000 | 37,839,000 | 38,480,000 | 37,277,000 |
| Total capital | 41,243,000 | 41,706,000 | 42,296,000 | 40,994,000 |
| Risk-weighted assets | 325,683,000 | 307,956,000 | 303,719,000 | 296,184,000 |