Call reports 2006
BANKTRUST — 2006
What BANKTRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 387,600,000 | 378,216,000 | 358,718,000 | 352,159,000 |
| Total loans | 327,582,000 | 318,815,000 | 300,147,000 | 285,456,000 |
| Allowance for loan losses | 4,372,000 | 4,531,000 | 4,352,000 | 5,025,000 |
| Securities available for sale | 9,825,000 | 9,821,000 | 8,773,000 | 8,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,033,000 | 259,212,000 | 251,696,000 | 260,920,000 |
| Interest-bearing deposits | 178,226,000 | 190,531,000 | 212,299,000 | 230,894,000 |
| Noninterest-bearing deposits | 65,807,000 | 68,681,000 | 39,397,000 | 30,026,000 |
| Equity capital | 55,067,000 | 55,443,000 | 55,687,000 | 56,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,616,000 | 13,570,000 | 20,581,000 | 27,100,000 |
| Interest expense | 2,319,000 | 5,159,000 | 8,216,000 | 11,348,000 |
| Net interest income | 4,297,000 | 8,411,000 | 12,365,000 | 15,752,000 |
| Noninterest income | 476,000 | 937,000 | 1,494,000 | 1,949,000 |
| Noninterest expense | 2,284,000 | 4,583,000 | 7,025,000 | 9,454,000 |
| Provision for loan losses | 153,000 | 302,000 | 454,000 | 1,250,000 |
| Pretax income | 2,336,000 | 4,463,000 | 6,284,000 | 6,901,000 |
| Income tax | 794,000 | 1,524,000 | 2,160,000 | 2,367,000 |
| Net income | 1,542,000 | 2,939,000 | 4,124,000 | 4,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,169,000 | 35,677,000 | 35,972,000 | 36,492,000 |
| Total capital | 39,507,000 | 39,902,000 | 39,973,000 | 40,378,000 |
| Risk-weighted assets | 347,800,000 | 338,174,000 | 319,997,000 | 309,985,000 |