Call reports 2005
BANKTRUST — 2005
What BANKTRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 341,353,000 | 375,186,000 | 359,009,000 | 381,630,000 |
| Total loans | 271,698,000 | 302,880,000 | 306,883,000 | 327,015,000 |
| Allowance for loan losses | 3,316,000 | 3,755,000 | 4,070,000 | 4,222,000 |
| Securities available for sale | 10,566,000 | 10,586,000 | 10,094,000 | 10,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,009,000 | 274,615,000 | 273,168,000 | 254,052,000 |
| Interest-bearing deposits | 214,828,000 | 221,853,000 | 209,780,000 | 192,867,000 |
| Noninterest-bearing deposits | 62,181,000 | 52,762,000 | 63,388,000 | 61,185,000 |
| Equity capital | 45,173,000 | 46,682,000 | 53,065,000 | 54,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,527,000 | 10,062,000 | 16,021,000 | 22,407,000 |
| Interest expense | 1,035,000 | 2,449,000 | 3,967,000 | 5,790,000 |
| Net interest income | 3,492,000 | 7,613,000 | 12,054,000 | 16,617,000 |
| Noninterest income | 384,000 | 898,000 | 1,472,000 | 1,974,000 |
| Noninterest expense | 1,880,000 | 3,904,000 | 6,221,000 | 8,667,000 |
| Provision for loan losses | 261,000 | 700,000 | 1,112,000 | 1,322,000 |
| Pretax income | 1,735,000 | 3,907,000 | 6,190,000 | 8,599,000 |
| Income tax | 620,000 | 1,346,000 | 2,203,000 | 3,224,000 |
| Net income | 1,115,000 | 2,561,000 | 3,987,000 | 5,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,827,000 | 26,383,000 | 32,919,000 | 34,418,000 |
| Total capital | 28,143,000 | 30,138,000 | 36,881,000 | 38,640,000 |
| Risk-weighted assets | 292,259,000 | 316,922,000 | 317,057,000 | 342,569,000 |
Machine access — free, no API key
Every figure shown here about BANKTRUST — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.