Call reports 2004
BANKTRUST — 2004
What BANKTRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 201,411,000 | 220,672,000 | 257,978,000 | 290,905,000 |
| Total loans | 146,008,000 | 160,526,000 | 201,775,000 | 240,132,000 |
| Allowance for loan losses | 1,870,000 | 1,927,000 | 2,348,000 | 3,052,000 |
| Securities available for sale | 12,165,000 | 11,719,000 | 11,171,000 | 11,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,329,000 | 182,212,000 | 196,182,000 | 241,921,000 |
| Interest-bearing deposits | 135,498,000 | 150,100,000 | 163,106,000 | 201,470,000 |
| Noninterest-bearing deposits | 27,831,000 | 32,112,000 | 33,076,000 | 40,451,000 |
| Equity capital | 35,313,000 | 35,607,000 | 36,269,000 | 42,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,636,000 | 5,229,000 | 8,347,000 | 12,475,000 |
| Interest expense | 644,000 | 1,279,000 | 1,976,000 | 2,887,000 |
| Net interest income | 1,992,000 | 3,950,000 | 6,371,000 | 9,588,000 |
| Noninterest income | 386,000 | 917,000 | 1,446,000 | 2,032,000 |
| Noninterest expense | 1,597,000 | 3,193,000 | 4,878,000 | 6,560,000 |
| Provision for loan losses | 101,000 | 245,000 | 666,000 | 1,425,000 |
| Pretax income | 679,000 | 1,428,000 | 2,272,000 | 3,634,000 |
| Income tax | 253,000 | 530,000 | 840,000 | 1,302,000 |
| Net income | 426,000 | 898,000 | 1,432,000 | 2,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,365,000 | 14,947,000 | 15,591,000 | 21,601,000 |
| Total capital | 16,204,000 | 16,874,000 | 17,939,000 | 24,653,000 |
| Risk-weighted assets | 147,217,000 | 165,378,000 | 202,245,000 | 260,158,000 |