Call reports 2002
BANKTRUST — 2002
What BANKTRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 125,136,000 | 136,924,000 | 139,661,000 | 140,874,000 |
| Total loans | 104,190,000 | 109,239,000 | 116,522,000 | 118,033,000 |
| Allowance for loan losses | 1,267,000 | 1,354,000 | 1,484,000 | 1,537,000 |
| Securities available for sale | 3,774,000 | 3,666,000 | 4,152,000 | 4,134,000 |
| Securities held to maturity | 7,063,000 | 7,066,000 | 7,069,000 | 7,072,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,522,000 | 122,744,000 | 123,718,000 | 123,018,000 |
| Interest-bearing deposits | 92,568,000 | 106,607,000 | 108,534,000 | 109,613,000 |
| Noninterest-bearing deposits | 14,954,000 | 16,137,000 | 15,184,000 | 13,405,000 |
| Equity capital | 11,774,000 | 12,195,000 | 12,499,000 | 13,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,087,000 | 4,302,000 | 6,544,000 | 8,799,000 |
| Interest expense | 736,000 | 1,454,000 | 2,239,000 | 2,971,000 |
| Net interest income | 1,351,000 | 2,848,000 | 4,305,000 | 5,828,000 |
| Noninterest income | 224,000 | 482,000 | 749,000 | 1,107,000 |
| Noninterest expense | 965,000 | 1,898,000 | 2,964,000 | 4,078,000 |
| Provision for loan losses | 61,000 | 170,000 | 286,000 | 362,000 |
| Pretax income | 549,000 | 1,262,000 | 1,806,000 | 2,497,000 |
| Income tax | 176,000 | 391,000 | 548,000 | 660,000 |
| Net income | 373,000 | 871,000 | 1,258,000 | 1,837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,579,000 | 10,978,000 | 11,266,000 | 11,844,000 |
| Total capital | 11,833,000 | 12,322,000 | 12,690,000 | 13,312,000 |
| Risk-weighted assets | 100,285,000 | 107,477,000 | 113,891,000 | 117,387,000 |