Call reports 2001
BANKTRUST — 2001
What BANKTRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 107,710,000 | 110,127,000 | 111,876,000 | 114,961,000 |
| Total loans | 88,829,000 | 89,693,000 | 88,985,000 | 93,690,000 |
| Allowance for loan losses | 1,182,000 | 1,183,000 | 1,198,000 | 1,204,000 |
| Securities available for sale | 4,357,000 | 3,471,000 | 3,427,000 | 4,441,000 |
| Securities held to maturity | 7,050,000 | 7,053,000 | 7,056,000 | 7,059,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,057,000 | 98,958,000 | 100,245,000 | 98,862,000 |
| Interest-bearing deposits | 81,881,000 | 85,142,000 | 87,946,000 | 85,902,000 |
| Noninterest-bearing deposits | 12,176,000 | 13,816,000 | 12,299,000 | 12,960,000 |
| Equity capital | 9,124,000 | 9,452,000 | 9,922,000 | 10,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,283,000 | 4,561,000 | 6,781,000 | 8,771,000 |
| Interest expense | 1,168,000 | 2,272,000 | 3,290,000 | 4,142,000 |
| Net interest income | 1,115,000 | 2,289,000 | 3,491,000 | 4,629,000 |
| Noninterest income | 236,000 | 470,000 | 788,000 | 1,138,000 |
| Noninterest expense | 728,000 | 1,444,000 | 2,244,000 | 3,042,000 |
| Provision for loan losses | 11,000 | 17,000 | 38,000 | 44,000 |
| Pretax income | 618,000 | 1,315,000 | 2,014,000 | 2,698,000 |
| Income tax | 216,000 | 462,000 | 710,000 | 922,000 |
| Net income | 402,000 | 853,000 | 1,304,000 | 1,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,976,000 | 9,427,000 | 9,878,000 | 10,351,000 |
| Total capital | 10,033,000 | 10,492,000 | 10,948,000 | 11,497,000 |
| Risk-weighted assets | 84,467,000 | 85,076,000 | 85,446,000 | 91,637,000 |