Call reports 2015
COMMUNITY FIRST BANK — 2015
What COMMUNITY FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 99,492,000 | 98,485,000 | 96,994,000 | 93,384,000 |
| Total loans | 80,796,000 | 84,560,000 | 83,911,000 | 82,187,000 |
| Allowance for loan losses | 956,000 | 1,122,000 | 1,168,000 | 1,174,000 |
| Securities available for sale | 8,552,000 | 8,386,000 | 7,849,000 | 6,057,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,125,000 | 89,253,000 | 88,019,000 | 84,700,000 |
| Interest-bearing deposits | 73,144,000 | 72,930,000 | 70,364,000 | 70,798,000 |
| Noninterest-bearing deposits | 16,981,000 | 16,323,000 | 17,655,000 | 13,902,000 |
| Equity capital | 8,950,000 | 8,809,000 | 8,612,000 | 8,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,017,000 | 2,039,000 | 3,078,000 | 4,086,000 |
| Interest expense | 149,000 | 310,000 | 469,000 | 628,000 |
| Net interest income | 868,000 | 1,729,000 | 2,609,000 | 3,458,000 |
| Noninterest income | 265,000 | 527,000 | 600,000 | 536,000 |
| Noninterest expense | 1,071,000 | 2,125,000 | 3,169,000 | 4,138,000 |
| Provision for loan losses | 32,000 | 198,000 | 374,000 | 381,000 |
| Pretax income | 30,000 | -67,000 | -334,000 | -525,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 30,000 | -69,000 | -336,000 | -527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,905,000 | 8,833,000 | 8,611,000 | 8,396,000 |
| Total capital | 9,861,000 | 9,892,000 | 9,683,000 | 9,404,000 |
| Risk-weighted assets | 81,328,000 | 84,776,000 | 85,599,000 | 80,498,000 |