Call reports 2013
COMMUNITY FIRST BANK — 2013
What COMMUNITY FIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 76,039,000 | 85,386,000 | 85,987,000 | 85,751,000 |
| Total loans | 57,601,000 | 60,256,000 | 66,895,000 | 68,865,000 |
| Allowance for loan losses | 641,000 | 641,000 | 732,000 | 812,000 |
| Securities available for sale | 8,198,000 | 11,757,000 | 11,535,000 | 11,406,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,300,000 | 76,785,000 | 77,096,000 | 75,081,000 |
| Interest-bearing deposits | 56,374,000 | 62,855,000 | 62,190,000 | 62,135,000 |
| Noninterest-bearing deposits | 10,926,000 | 13,930,000 | 14,906,000 | 12,946,000 |
| Equity capital | 8,424,000 | 8,203,000 | 8,234,000 | 8,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 800,000 | 1,638,000 | 2,514,000 | 3,428,000 |
| Interest expense | 110,000 | 225,000 | 341,000 | 455,000 |
| Net interest income | 690,000 | 1,413,000 | 2,173,000 | 2,973,000 |
| Noninterest income | 125,000 | 190,000 | 483,000 | 613,000 |
| Noninterest expense | 750,000 | 1,549,000 | 2,400,000 | 3,231,000 |
| Provision for loan losses | 25,000 | 25,000 | 116,000 | 196,000 |
| Pretax income | 40,000 | 57,000 | 168,000 | 187,000 |
| Income tax | 0 | 1,000 | 2,000 | 79,000 |
| Net income | 40,000 | 56,000 | 166,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,308,000 | 8,349,000 | 8,500,000 | 8,508,000 |
| Total capital | 8,949,000 | 8,990,000 | 9,232,000 | 9,320,000 |
| Risk-weighted assets | 62,744,000 | 65,448,000 | 71,072,000 | 73,205,000 |