Call reports 2012
COMMUNITY FIRST BANK — 2012
What COMMUNITY FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 65,238,000 | 69,261,000 | 73,438,000 | 76,476,000 |
| Total loans | 48,518,000 | 54,772,000 | 60,021,000 | 57,677,000 |
| Allowance for loan losses | 466,000 | 521,000 | 561,000 | 616,000 |
| Securities available for sale | 6,069,000 | 6,674,000 | 7,222,000 | 7,201,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,943,000 | 60,946,000 | 64,867,000 | 67,724,000 |
| Interest-bearing deposits | 49,760,000 | 53,509,000 | 56,258,000 | 55,994,000 |
| Noninterest-bearing deposits | 7,183,000 | 7,437,000 | 8,609,000 | 11,730,000 |
| Equity capital | 7,993,000 | 7,991,000 | 8,189,000 | 8,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 728,000 | 1,491,000 | 2,315,000 | 3,143,000 |
| Interest expense | 114,000 | 217,000 | 327,000 | 441,000 |
| Net interest income | 614,000 | 1,274,000 | 1,988,000 | 2,702,000 |
| Noninterest income | 34,000 | 77,000 | 320,000 | 693,000 |
| Noninterest expense | 725,000 | 1,495,000 | 2,275,000 | 3,159,000 |
| Provision for loan losses | 0 | 55,000 | 95,000 | 165,000 |
| Pretax income | -77,000 | -180,000 | -43,000 | 90,000 |
| Income tax | 0 | 1,000 | 2,000 | -75,000 |
| Net income | -77,000 | -181,000 | -45,000 | 165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,916,000 | 7,820,000 | 7,977,000 | 8,243,000 |
| Total capital | 8,382,000 | 8,341,000 | 8,538,000 | 8,859,000 |
| Risk-weighted assets | 57,234,000 | 59,832,000 | 63,693,000 | 63,571,000 |