Call reports 2011
COMMUNITY FIRST BANK — 2011
What COMMUNITY FIRST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 51,329,000 | 54,924,000 | 59,786,000 | 63,714,000 |
| Total loans | 39,895,000 | 39,675,000 | 45,502,000 | 48,825,000 |
| Allowance for loan losses | 320,000 | 283,000 | 426,000 | 466,000 |
| Securities available for sale | 487,000 | 501,000 | 5,422,000 | 7,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,605,000 | 46,439,000 | 51,502,000 | 55,420,000 |
| Interest-bearing deposits | 35,694,000 | 37,992,000 | 43,301,000 | 47,436,000 |
| Noninterest-bearing deposits | 6,912,000 | 8,447,000 | 8,201,000 | 7,984,000 |
| Equity capital | 8,593,000 | 8,375,000 | 8,131,000 | 7,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 563,000 | 1,140,000 | 1,776,000 | 2,505,000 |
| Interest expense | 99,000 | 201,000 | 315,000 | 430,000 |
| Net interest income | 464,000 | 939,000 | 1,461,000 | 2,075,000 |
| Noninterest income | 116,000 | 279,000 | 342,000 | 414,000 |
| Noninterest expense | 709,000 | 1,489,000 | 2,179,000 | 2,957,000 |
| Provision for loan losses | 39,000 | 127,000 | 269,000 | 310,000 |
| Pretax income | -168,000 | -398,000 | -645,000 | -778,000 |
| Income tax | 0 | 1,000 | 2,000 | 2,000 |
| Net income | -168,000 | -399,000 | -647,000 | -780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,606,000 | 8,374,000 | 8,126,000 | 7,994,000 |
| Total capital | 8,926,000 | 8,657,000 | 8,552,000 | 8,460,000 |
| Risk-weighted assets | 43,727,000 | 44,208,000 | 50,153,000 | 58,108,000 |