Call reports 2007
FIRST ENTERPRISE BANK — 2007
What FIRST ENTERPRISE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 137,778,000 | 137,468,000 | 134,547,000 | 129,160,000 |
| Total loans | 97,498,000 | 97,450,000 | 98,395,000 | 104,292,000 |
| Allowance for loan losses | 908,000 | 468,000 | 570,000 | 732,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,089,000 | 3,190,000 | 3,094,000 | 3,194,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,966,000 | 121,584,000 | 120,085,000 | 114,544,000 |
| Interest-bearing deposits | 95,831,000 | 95,790,000 | 91,385,000 | 89,646,000 |
| Noninterest-bearing deposits | 26,135,000 | 25,794,000 | 28,700,000 | 24,898,000 |
| Equity capital | 13,082,000 | 13,080,000 | 13,559,000 | 14,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,457,000 | 4,949,000 | 7,471,000 | 9,876,000 |
| Interest expense | 1,000,000 | 1,989,000 | 2,976,000 | 3,874,000 |
| Net interest income | 1,457,000 | 2,960,000 | 4,495,000 | 6,002,000 |
| Noninterest income | 401,000 | 784,000 | 1,418,000 | 1,859,000 |
| Noninterest expense | 1,373,000 | 2,736,000 | 4,162,000 | 5,366,000 |
| Provision for loan losses | 0 | 250,000 | 350,000 | 350,000 |
| Pretax income | 485,000 | 758,000 | 1,401,000 | 2,145,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 485,000 | 758,000 | 1,401,000 | 2,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,082,000 | 13,080,000 | 13,559,000 | 14,028,000 |
| Total capital | 13,990,000 | 13,548,000 | 14,129,000 | 14,760,000 |
| Risk-weighted assets | 98,575,000 | 98,571,000 | 97,412,000 | 99,742,000 |