Call reports 2005
FIRST ENTERPRISE BANK — 2005
What FIRST ENTERPRISE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 139,747,000 | 133,553,000 | 136,714,000 | 137,621,000 |
| Total loans | 106,734,000 | 99,652,000 | 98,042,000 | 102,272,000 |
| Allowance for loan losses | 848,000 | 759,000 | 752,000 | 737,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,065,000 | 6,049,000 | 3,130,000 | 3,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,345,000 | 114,560,000 | 117,382,000 | 118,210,000 |
| Interest-bearing deposits | 94,241,000 | 87,881,000 | 90,829,000 | 91,318,000 |
| Noninterest-bearing deposits | 27,104,000 | 26,679,000 | 26,553,000 | 26,892,000 |
| Equity capital | 12,134,000 | 12,634,000 | 13,034,000 | 13,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,105,000 | 4,195,000 | 6,229,000 | 8,381,000 |
| Interest expense | 553,000 | 1,113,000 | 1,737,000 | 2,442,000 |
| Net interest income | 1,552,000 | 3,082,000 | 4,492,000 | 5,939,000 |
| Noninterest income | 316,000 | 613,000 | 918,000 | 1,237,000 |
| Noninterest expense | 1,350,000 | 2,677,000 | 3,992,000 | 5,366,000 |
| Provision for loan losses | 474,000 | 474,000 | 474,000 | 474,000 |
| Pretax income | 44,000 | 544,000 | 944,000 | 1,336,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 44,000 | 544,000 | 944,000 | 1,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,134,000 | 12,634,000 | 13,034,000 | 13,074,000 |
| Total capital | 12,982,000 | 13,393,000 | 13,786,000 | 13,811,000 |
| Risk-weighted assets | 110,899,000 | 103,884,000 | 102,985,000 | 105,807,000 |