Call reports 2003
FIRST ENTERPRISE BANK — 2003
What FIRST ENTERPRISE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 159,828,000 | 160,143,000 | 156,430,000 | 148,282,000 |
| Total loans | 128,842,000 | 128,710,000 | 116,392,000 | 119,184,000 |
| Allowance for loan losses | 1,329,000 | 1,571,000 | 1,472,000 | 1,472,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,330,000 | 6,284,000 | 6,249,000 | 6,219,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,438,000 | 136,678,000 | 132,762,000 | 124,607,000 |
| Interest-bearing deposits | 110,484,000 | 112,412,000 | 106,583,000 | 100,439,000 |
| Noninterest-bearing deposits | 25,954,000 | 24,266,000 | 26,179,000 | 24,168,000 |
| Equity capital | 12,861,000 | 12,871,000 | 13,167,000 | 12,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,234,000 | 4,527,000 | 6,713,000 | 8,827,000 |
| Interest expense | 831,000 | 1,664,000 | 2,433,000 | 3,117,000 |
| Net interest income | 1,403,000 | 2,863,000 | 4,280,000 | 5,710,000 |
| Noninterest income | 557,000 | 962,000 | 1,484,000 | 1,821,000 |
| Noninterest expense | 1,395,000 | 2,700,000 | 4,062,000 | 5,445,000 |
| Provision for loan losses | 12,000 | 287,000 | 294,000 | 297,000 |
| Pretax income | 553,000 | 838,000 | 1,408,000 | 1,789,000 |
| Income tax | -3,000 | -3,000 | -3,000 | -3,000 |
| Net income | 556,000 | 841,000 | 1,411,000 | 1,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,861,000 | 12,871,000 | 13,167,000 | 12,998,000 |
| Total capital | 14,190,000 | 14,400,000 | 14,606,000 | 14,470,000 |
| Risk-weighted assets | 125,262,000 | 122,310,000 | 115,124,000 | 119,109,000 |