Call reports 2002
FIRST ENTERPRISE BANK — 2002
What FIRST ENTERPRISE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 169,961,000 | 167,303,000 | 160,805,000 | 151,542,000 |
| Total loans | 137,542,000 | 132,184,000 | 131,703,000 | 131,708,000 |
| Allowance for loan losses | 1,294,000 | 1,296,000 | 1,296,000 | 1,296,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,618,000 | 6,558,000 | 6,415,000 | 6,373,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,845,000 | 139,664,000 | 137,899,000 | 127,890,000 |
| Interest-bearing deposits | 113,118,000 | 110,333,000 | 112,315,000 | 105,326,000 |
| Noninterest-bearing deposits | 29,727,000 | 29,331,000 | 25,584,000 | 22,564,000 |
| Equity capital | 11,545,000 | 12,047,000 | 12,275,000 | 12,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,378,000 | 4,844,000 | 7,228,000 | 9,494,000 |
| Interest expense | 1,018,000 | 2,083,000 | 3,116,000 | 4,035,000 |
| Net interest income | 1,360,000 | 2,761,000 | 4,112,000 | 5,459,000 |
| Noninterest income | 304,000 | 651,000 | 1,005,000 | 1,124,000 |
| Noninterest expense | 1,188,000 | 2,413,000 | 3,723,000 | 5,048,000 |
| Provision for loan losses | 45,000 | 56,000 | 215,000 | 317,000 |
| Pretax income | 431,000 | 943,000 | 1,179,000 | 1,218,000 |
| Income tax | 0 | 10,000 | 18,000 | 27,000 |
| Net income | 431,000 | 933,000 | 1,161,000 | 1,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,545,000 | 12,047,000 | 12,275,000 | 12,305,000 |
| Total capital | 12,839,000 | 13,343,000 | 13,571,000 | 13,601,000 |
| Risk-weighted assets | 127,319,000 | 125,847,000 | 124,135,000 | 128,039,000 |