Call reports 2019
TIMBERWOOD BANK — 2019
What TIMBERWOOD BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 187,228,000 | 185,149,000 | 191,746,000 | 190,900,000 |
| Total loans | 127,856,000 | 131,083,000 | 129,373,000 | 121,208,000 |
| Allowance for loan losses | 2,403,000 | 2,403,000 | 2,445,000 | 2,444,000 |
| Securities available for sale | 38,997,000 | 39,115,000 | 39,061,000 | 38,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,211,000 | 148,338,000 | 156,625,000 | 156,351,000 |
| Interest-bearing deposits | 128,896,000 | 127,380,000 | 130,352,000 | 131,041,000 |
| Noninterest-bearing deposits | 24,315,000 | 20,958,000 | 26,273,000 | 25,310,000 |
| Equity capital | 23,081,000 | 23,803,000 | 24,302,000 | 24,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,909,000 | 3,863,000 | 5,898,000 | 7,805,000 |
| Interest expense | 395,000 | 813,000 | 1,264,000 | 1,720,000 |
| Net interest income | 1,514,000 | 3,050,000 | 4,634,000 | 6,085,000 |
| Noninterest income | 259,000 | 531,000 | 859,000 | 1,145,000 |
| Noninterest expense | 955,000 | 1,963,000 | 2,986,000 | 4,161,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 818,000 | 1,644,000 | 2,536,000 | 3,123,000 |
| Income tax | 185,000 | 371,000 | 577,000 | 701,000 |
| Net income | 633,000 | 1,273,000 | 1,959,000 | 2,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,614,000 | 20,804,000 | 21,040,000 | 21,053,000 |
| Total capital | 22,374,000 | 22,577,000 | 22,823,000 | 22,786,000 |
| Risk-weighted assets | 140,138,000 | 141,204,000 | 142,018,000 | 137,925,000 |