Call reports 2016
TIMBERWOOD BANK — 2016
What TIMBERWOOD BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 169,579,000 | 168,700,000 | 170,977,000 | 171,170,000 |
| Total loans | 114,203,000 | 115,148,000 | 117,874,000 | 118,008,000 |
| Allowance for loan losses | 2,380,000 | 2,460,000 | 2,461,000 | 2,461,000 |
| Securities available for sale | 40,255,000 | 38,890,000 | 39,142,000 | 38,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,155,000 | 138,137,000 | 140,530,000 | 142,351,000 |
| Interest-bearing deposits | 118,054,000 | 117,675,000 | 119,736,000 | 121,926,000 |
| Noninterest-bearing deposits | 20,101,000 | 20,462,000 | 20,794,000 | 20,425,000 |
| Equity capital | 22,660,000 | 23,042,000 | 23,011,000 | 21,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,603,000 | 3,326,000 | 4,963,000 | 6,637,000 |
| Interest expense | 191,000 | 392,000 | 599,000 | 808,000 |
| Net interest income | 1,412,000 | 2,934,000 | 4,364,000 | 5,829,000 |
| Noninterest income | 234,000 | 488,000 | 780,000 | 1,055,000 |
| Noninterest expense | 986,000 | 2,004,000 | 3,034,000 | 4,176,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 713,000 | 1,549,000 | 2,244,000 | 2,888,000 |
| Income tax | 194,000 | 452,000 | 646,000 | 822,000 |
| Net income | 519,000 | 1,097,000 | 1,598,000 | 2,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,472,000 | 19,569,000 | 19,640,000 | 19,513,000 |
| Total capital | 20,962,000 | 21,055,000 | 21,151,000 | 21,045,000 |
| Risk-weighted assets | 118,316,000 | 117,927,000 | 119,946,000 | 121,614,000 |